Evolving Threats: The New Reality of Payments Fraud

From sophisticated social engineering to synthetic identities and mule account networks, payments fraud is more organized, faster-moving, and cross-channel than ever. As financial institutions expand into faster payments, digital onboarding, and omnichannel access, fraudsters are finding new ways to exploit speed and scale. This session unpacks

• Today’s most active fraud typologies in ACH, wire, instant payments, mobile deposit, and card payments.

• The rise of Authorized Push Payment (APP) scams and how institutions are responding.

• New technologies in fraud prevention—including behavioral biometrics and cross-channel analytics.

• How to balance fraud prevention with customer experience and instant availability.

• Lessons from recent real-world breaches and fraud rings, including response strategies. 

Attendees leave with actionable insights on how to modernize their fraud detection and prevention strategies, align controls across channels, and prepare for increased regulatory scrutiny around payments fraud and customer reimbursement.

 

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