ACH Rules, Guides & Quick Reference

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2024 Nacha Operating Rules and Guidelines (App Version)
This Adobe-based product requires a third-party app called Flux Player to allow the NOR&G content to be redeemed, downloaded to and accessed only within the app. The content is read only, ebook display identical to the hard copy book. Once a Flux Player account app has been created and the content is redeemed within the Flux Player app, the NOR&G content can be accessed on up to two devices using the same app account. Works on PC/Windows, Mac (OSX), Android phones and tablets, Apple IOS, and Kindle.

Item Number - 406-24DA

2024 Nacha Operating Rules and Guidelines (App Version)

2024 Nacha Operating Rules and Guidelines (App Version)

This Adobe-based product requires a third-party app called Flux Player to allow the NOR&G content to be redeemed, downloaded to and accessed only within the app. The content is read only, ebook display identical to the hard copy book. Once a Flux Player account app has been created and the content is redeemed within the Flux Player app, the NOR&G content can be accessed on up to two devices using the same app account. Works on PC/Windows, Mac (OSX), Android phones and tablets, Apple IOS, and Kindle.

Item Number - 406-24DA

2024 Nacha Operating Rules and Guidelines (App Version)
This Adobe-based product requires a third-party app called Flux Player to allow the NOR&G content to be redeemed, downloaded to and accessed only within the app. The content is read only, ebook display identical to the hard copy book. Once a Flux Player account app has been created and the content is redeemed within the Flux Player app, the NOR&G content can be accessed on up to two devices using the same app account. Works on PC/Windows, Mac (OSX), Android phones and tablets, Apple IOS, and Kindle.

Item Number - 406-24DA

2024 Nacha Operating Rules and Guidelines (Online)
This interactive website provides access to both the full Nacha Operating Rules & Nacha Operating Guidelines, as well as any potential supplement details. The Online Resource website has been divided into sections for easy browsing and searching of the content. This resource has been set up to allow for an easy and responsive viewing experience from a desktop computer, laptop or a mobile device with enhanced product features:

- Customized Bookmarking

- Keyword/Phrase Search

- Copy options

- Printing options

Item Number - 406-24OL

2024 Nacha Operating Rules and Guidelines (Online)

2024 Nacha Operating Rules and Guidelines (Online)

This interactive website provides access to both the full Nacha Operating Rules & Nacha Operating Guidelines, as well as any potential supplement details. The Online Resource website has been divided into sections for easy browsing and searching of the content. This resource has been set up to allow for an easy and responsive viewing experience from a desktop computer, laptop or a mobile device with enhanced product features:

- Customized Bookmarking

- Keyword/Phrase Search

- Copy options

- Printing options

Item Number - 406-24OL

2024 Nacha Operating Rules and Guidelines (Online)
This interactive website provides access to both the full Nacha Operating Rules & Nacha Operating Guidelines, as well as any potential supplement details. The Online Resource website has been divided into sections for easy browsing and searching of the content. This resource has been set up to allow for an easy and responsive viewing experience from a desktop computer, laptop or a mobile device with enhanced product features:

- Customized Bookmarking

- Keyword/Phrase Search

- Copy options

- Printing options

Item Number - 406-24OL

2024 Nacha Operating Rules and Guidelines (Print)

Access to the Rules & Guidelines helps to identify new opportunities to leverage the ACH Network to meet customer's needs, while maintaining a clear understanding of network requirements.

The Rules include the legal framework for the ACH Network, and the basic obligations of each ACH Network participant. Additionally, the included appendices contain details on Rules enforcement, annual audit requirements, a complete table of return reason codes and formatting specifications.

The Guidelines expands on the Rules, providing complete discussions of each ACH Network participant type and its role and responsibilities, detailed overviews of the Standard Entry Class Codes and use-case examples in special topic areas, such as Third-Party Service Providers.

Item Number - 406-24

2024 Nacha Operating Rules and Guidelines (Print)

2024 Nacha Operating Rules and Guidelines (Print)

Access to the Rules & Guidelines helps to identify new opportunities to leverage the ACH Network to meet customer's needs, while maintaining a clear understanding of network requirements.

The Rules include the legal framework for the ACH Network, and the basic obligations of each ACH Network participant. Additionally, the included appendices contain details on Rules enforcement, annual audit requirements, a complete table of return reason codes and formatting specifications.

The Guidelines expands on the Rules, providing complete discussions of each ACH Network participant type and its role and responsibilities, detailed overviews of the Standard Entry Class Codes and use-case examples in special topic areas, such as Third-Party Service Providers.

Item Number - 406-24

2024 Nacha Operating Rules and Guidelines (Print)

Access to the Rules & Guidelines helps to identify new opportunities to leverage the ACH Network to meet customer's needs, while maintaining a clear understanding of network requirements.

The Rules include the legal framework for the ACH Network, and the basic obligations of each ACH Network participant. Additionally, the included appendices contain details on Rules enforcement, annual audit requirements, a complete table of return reason codes and formatting specifications.

The Guidelines expands on the Rules, providing complete discussions of each ACH Network participant type and its role and responsibilities, detailed overviews of the Standard Entry Class Codes and use-case examples in special topic areas, such as Third-Party Service Providers.

Item Number - 406-24

646 - SEC Code Quick Reference Guide
The SEC Code Quick Reference Guide gives fundamental information for Standard Entry Class Codes in a handy single-sheet format. The Guide includes descriptions, transaction types, account types, and agreement or authorization requirements for each Standard Entry Class Code. It also provides helpful tips for the prenotification process and other important reminders for Originators.

The easy-to-use SEC Code Quick Reference Guide is a valuable tool for educating your corporate Originators, as well as your internal ACH processing, loan processing, and business development teams.

Item Number - 646

646 - SEC Code Quick Reference Guide

646 - SEC Code Quick Reference Guide

The SEC Code Quick Reference Guide gives fundamental information for Standard Entry Class Codes in a handy single-sheet format. The Guide includes descriptions, transaction types, account types, and agreement or authorization requirements for each Standard Entry Class Code. It also provides helpful tips for the prenotification process and other important reminders for Originators.

The easy-to-use SEC Code Quick Reference Guide is a valuable tool for educating your corporate Originators, as well as your internal ACH processing, loan processing, and business development teams.

Item Number - 646

646 - SEC Code Quick Reference Guide
The SEC Code Quick Reference Guide gives fundamental information for Standard Entry Class Codes in a handy single-sheet format. The Guide includes descriptions, transaction types, account types, and agreement or authorization requirements for each Standard Entry Class Code. It also provides helpful tips for the prenotification process and other important reminders for Originators.

The easy-to-use SEC Code Quick Reference Guide is a valuable tool for educating your corporate Originators, as well as your internal ACH processing, loan processing, and business development teams.

Item Number - 646

ACHPro-Test Your Knowledge of ACH

Product update in progress. Expected availability early-May 2024.

ACHPro is a self-paced, computer-based training program developed to increase your knowledge of the ACH. ACHPro has been developed to promote knowledge of the ACH Network. This tool can be used to evaluate your level of expertise of the ACH and related payment systems, and to identify those areas that may require additional development. ACHPro was designed to make learning fun.

Item Number - 529

ACHPro-Test Your Knowledge of ACH

ACHPro-Test Your Knowledge of ACH

Product update in progress. Expected availability early-May 2024.

ACHPro is a self-paced, computer-based training program developed to increase your knowledge of the ACH. ACHPro has been developed to promote knowledge of the ACH Network. This tool can be used to evaluate your level of expertise of the ACH and related payment systems, and to identify those areas that may require additional development. ACHPro was designed to make learning fun.

Item Number - 529

ACHPro-Test Your Knowledge of ACH

Product update in progress. Expected availability early-May 2024.

ACHPro is a self-paced, computer-based training program developed to increase your knowledge of the ACH. ACHPro has been developed to promote knowledge of the ACH Network. This tool can be used to evaluate your level of expertise of the ACH and related payment systems, and to identify those areas that may require additional development. ACHPro was designed to make learning fun.

Item Number - 529

Nacha Operating Rule Book Tabs

Quickly find the sections of the Rules Book you most frequently use with these pre-printed Rules Book Tabs. Included is an index page for your quick reference, 25 pre-printed tabs and six blank, write-on tabs for you to create your own custom tabs.

Item Number - 690

Nacha Operating Rule Book Tabs

Nacha Operating Rule Book Tabs

Quickly find the sections of the Rules Book you most frequently use with these pre-printed Rules Book Tabs. Included is an index page for your quick reference, 25 pre-printed tabs and six blank, write-on tabs for you to create your own custom tabs.

Item Number - 690

Nacha Operating Rule Book Tabs

Quickly find the sections of the Rules Book you most frequently use with these pre-printed Rules Book Tabs. Included is an index page for your quick reference, 25 pre-printed tabs and six blank, write-on tabs for you to create your own custom tabs.

Item Number - 690

Origination Handbook - CCD & CTX SEC Codes

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The CCD & CTX edition also includes: a checklist for beginning Direct Payment origination; a discussion of what constitutes a CCD or CTX authorization; simplified File structure information; formatting remittance data and the X12 Transaction Sets; and other core concepts.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Item Number - 475

Origination Handbook - CCD & CTX SEC Codes

Origination Handbook - CCD & CTX SEC Codes

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The CCD & CTX edition also includes: a checklist for beginning Direct Payment origination; a discussion of what constitutes a CCD or CTX authorization; simplified File structure information; formatting remittance data and the X12 Transaction Sets; and other core concepts.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Item Number - 475

Origination Handbook - CCD & CTX SEC Codes

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The CCD & CTX edition also includes: a checklist for beginning Direct Payment origination; a discussion of what constitutes a CCD or CTX authorization; simplified File structure information; formatting remittance data and the X12 Transaction Sets; and other core concepts.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Item Number - 475

Origination Handbook - CCD & CTX SEC Codes (Electronic)

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The CCD & CTX edition also includes: a checklist for beginning Direct Payment origination; a discussion of what constitutes a CCD or CTX authorization; simplified File structure information; formatting remittance data and the X12 Transaction Sets; and other core concepts.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 475E

Origination Handbook - CCD & CTX SEC Codes (Electronic)

Origination Handbook - CCD & CTX SEC Codes (Electronic)

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The CCD & CTX edition also includes: a checklist for beginning Direct Payment origination; a discussion of what constitutes a CCD or CTX authorization; simplified File structure information; formatting remittance data and the X12 Transaction Sets; and other core concepts.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 475E

Origination Handbook - CCD & CTX SEC Codes (Electronic)

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The CCD & CTX edition also includes: a checklist for beginning Direct Payment origination; a discussion of what constitutes a CCD or CTX authorization; simplified File structure information; formatting remittance data and the X12 Transaction Sets; and other core concepts.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 475E

Origination Handbook - CCD, CTX & PPD SEC Codes

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 478

Origination Handbook - CCD, CTX & PPD SEC Codes

Origination Handbook - CCD, CTX & PPD SEC Codes

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 478

Origination Handbook - CCD, CTX & PPD SEC Codes

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 478

Origination Handbook - CCD, CTX & PPD SEC Codes (Electronic)

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 478E

Origination Handbook - CCD, CTX & PPD SEC Codes (Electronic)

Origination Handbook - CCD, CTX & PPD SEC Codes (Electronic)

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 478E

Origination Handbook - CCD, CTX & PPD SEC Codes (Electronic)

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 478E

Origination Handbook - Check Conversion SEC Codes

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 470

Origination Handbook - Check Conversion SEC Codes

Origination Handbook - Check Conversion SEC Codes

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 470

Origination Handbook - Check Conversion SEC Codes

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 470

Origination Handbook - Check Conversion SEC Codes (Electroni

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 470E

Origination Handbook - Check Conversion SEC Codes (Electroni

Origination Handbook - Check Conversion SEC Codes (Electroni

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 470E

Origination Handbook - Check Conversion SEC Codes (Electroni

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 470E

Origination Handbook - PPD SEC Code

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The PPD edition also includes: a checklist that Originators may use to increase participation in Direct Deposit rollout; a checklist for beginning Direct Payment operations; sample debit authorization and sample credit authorization; a discussion of what constitutes a PPD authorization; simplified File structure information; and other core concepts.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 468

Origination Handbook - PPD SEC Code

Origination Handbook - PPD SEC Code

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The PPD edition also includes: a checklist that Originators may use to increase participation in Direct Deposit rollout; a checklist for beginning Direct Payment operations; sample debit authorization and sample credit authorization; a discussion of what constitutes a PPD authorization; simplified File structure information; and other core concepts.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 468

Origination Handbook - PPD SEC Code

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The PPD edition also includes: a checklist that Originators may use to increase participation in Direct Deposit rollout; a checklist for beginning Direct Payment operations; sample debit authorization and sample credit authorization; a discussion of what constitutes a PPD authorization; simplified File structure information; and other core concepts.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Item Number - 468

Origination Handbook - PPD SEC Code (Electronic)

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The PPD edition also includes: a checklist that Originators may use to increase participation in Direct Deposit rollout; a checklist for beginning Direct Payment operations; sample debit authorization and sample credit authorization; a discussion of what constitutes a PPD authorization; simplified File structure information; and other core concepts.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 468E

Origination Handbook - PPD SEC Code (Electronic)

Origination Handbook - PPD SEC Code (Electronic)

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The PPD edition also includes: a checklist that Originators may use to increase participation in Direct Deposit rollout; a checklist for beginning Direct Payment operations; sample debit authorization and sample credit authorization; a discussion of what constitutes a PPD authorization; simplified File structure information; and other core concepts.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 468E

Origination Handbook - PPD SEC Code (Electronic)

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The PPD edition also includes: a checklist that Originators may use to increase participation in Direct Deposit rollout; a checklist for beginning Direct Payment operations; sample debit authorization and sample credit authorization; a discussion of what constitutes a PPD authorization; simplified File structure information; and other core concepts.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 468E

Origination Handbook - Returns, Reversals & Reinitiations

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format that is more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants as well as file formatting and processing requirements. This edition focuses on returns, reversals, and reinitiations and includes return rate calculation formulas, reclamation guidance, and more.

Please see epayresources.org/store for all the titles in the Origination Handbook series, available in printed or online access formats.

Item Number - 465

Origination Handbook - Returns, Reversals & Reinitiations

Origination Handbook - Returns, Reversals & Reinitiations

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format that is more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants as well as file formatting and processing requirements. This edition focuses on returns, reversals, and reinitiations and includes return rate calculation formulas, reclamation guidance, and more.

Please see epayresources.org/store for all the titles in the Origination Handbook series, available in printed or online access formats.

Item Number - 465

Origination Handbook - Returns, Reversals & Reinitiations

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format that is more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants as well as file formatting and processing requirements. This edition focuses on returns, reversals, and reinitiations and includes return rate calculation formulas, reclamation guidance, and more.

Please see epayresources.org/store for all the titles in the Origination Handbook series, available in printed or online access formats.

Item Number - 465

Origination Handbook - Returns, Reversals & Reinitiations (E

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format that is more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants as well as file formatting and processing requirements. This edition focuses on returns, reversals, and reinitiations and includes return rate calculation formulas, reclamation guidance, and more.

Please see epayresources.org/store for all the titles in the Origination Handbook series, available in printed or online access formats.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 465E

Origination Handbook - Returns, Reversals & Reinitiations (E

Origination Handbook - Returns, Reversals & Reinitiations (E

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format that is more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants as well as file formatting and processing requirements. This edition focuses on returns, reversals, and reinitiations and includes return rate calculation formulas, reclamation guidance, and more.

Please see epayresources.org/store for all the titles in the Origination Handbook series, available in printed or online access formats.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 465E

Origination Handbook - Returns, Reversals & Reinitiations (E

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format that is more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants as well as file formatting and processing requirements. This edition focuses on returns, reversals, and reinitiations and includes return rate calculation formulas, reclamation guidance, and more.

Please see epayresources.org/store for all the titles in the Origination Handbook series, available in printed or online access formats.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 465E

Origination Handbook - TEL, WEB & CIE SEC Codes

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The TEL, WEB & CIE edition also includes verification, authorization, and data security audit requirements.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Item Number - 479

Origination Handbook - TEL, WEB & CIE SEC Codes

Origination Handbook - TEL, WEB & CIE SEC Codes

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The TEL, WEB & CIE edition also includes verification, authorization, and data security audit requirements.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Item Number - 479

Origination Handbook - TEL, WEB & CIE SEC Codes

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The TEL, WEB & CIE edition also includes verification, authorization, and data security audit requirements.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Item Number - 479

Origination Handbook - TEL, WEB & CIE SEC Codes (Electronic)

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The TEL, WEB & CIE edition also includes verification, authorization, and data security audit requirements.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 479E

Origination Handbook - TEL, WEB & CIE SEC Codes (Electronic)

Origination Handbook - TEL, WEB & CIE SEC Codes (Electronic)

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The TEL, WEB & CIE edition also includes verification, authorization, and data security audit requirements.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 479E

Origination Handbook - TEL, WEB & CIE SEC Codes (Electronic)

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The TEL, WEB & CIE edition also includes verification, authorization, and data security audit requirements.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 479E

Return Reason Code Guide & NOC Booklet
This comprehensive quick-reference guide to the proper use of Return Reason Codes and Notification of Change Codes is a must-have resource to help ensure your compliance! This handy digital booklet also includes a table of Return Reason Codes; Transaction Codes; Return time frame quick reference list; Stop Payments 101; AAP study hints; and Same Day ACH impact.

Item Number - 642

Return Reason Code Guide & NOC Booklet

Return Reason Code Guide & NOC Booklet

This comprehensive quick-reference guide to the proper use of Return Reason Codes and Notification of Change Codes is a must-have resource to help ensure your compliance! This handy digital booklet also includes a table of Return Reason Codes; Transaction Codes; Return time frame quick reference list; Stop Payments 101; AAP study hints; and Same Day ACH impact.

Item Number - 642

Return Reason Code Guide & NOC Booklet
This comprehensive quick-reference guide to the proper use of Return Reason Codes and Notification of Change Codes is a must-have resource to help ensure your compliance! This handy digital booklet also includes a table of Return Reason Codes; Transaction Codes; Return time frame quick reference list; Stop Payments 101; AAP study hints; and Same Day ACH impact.

Item Number - 642

Return Reason Code Guide & NOC Booklet (Electronic)
This comprehensive quick-reference guide to the proper use of Return Reason Codes and Notification of Change Codes is a must-have resource to help ensure your compliance! This handy digital booklet also includes a table of Return Reason Codes; Transaction Codes; Return time frame quick reference list; Stop Payments 101; AAP study hints; and Same Day ACH impact.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 642E

Return Reason Code Guide & NOC Booklet (Electronic)

Return Reason Code Guide & NOC Booklet (Electronic)

This comprehensive quick-reference guide to the proper use of Return Reason Codes and Notification of Change Codes is a must-have resource to help ensure your compliance! This handy digital booklet also includes a table of Return Reason Codes; Transaction Codes; Return time frame quick reference list; Stop Payments 101; AAP study hints; and Same Day ACH impact.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 642E

Return Reason Code Guide & NOC Booklet (Electronic)
This comprehensive quick-reference guide to the proper use of Return Reason Codes and Notification of Change Codes is a must-have resource to help ensure your compliance! This handy digital booklet also includes a table of Return Reason Codes; Transaction Codes; Return time frame quick reference list; Stop Payments 101; AAP study hints; and Same Day ACH impact.

Nacha or Payments Association member? Please email publications@epayreosurces.org for discounted pricing.

Item Number - 642E

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