Preparing
for 2026 ACH Fraud Monitoring Rules
The
new Fraud Monitoring Rule amendments effective March 20, 2026 are part of
Nacha’s larger Risk Management Framework intended to reduce the incidence of
successful fraud attempts and improve the recovery of funds after frauds have
occurred. These amendments relate to Fraud Monitoring by Originators,
Third-Party Service Providers/Third Party Senders and ODFIs; and ACH Credit
Monitoring by RDFIs. This town-hall style session engages financial
institutions in important dialogue to provide a solid footing for successful
compliance readiness while also uncovering what education, tools, and resources
are still needed for this journey.